While I love shopping, I also realize how important it is to save. Ever since my very first paycheck, I've created strict budgets for myself and kept track of all purchases. The Mint app is great, but I choose to create my own Google Drive sheets so I can better personalize it. The nerd side of me thinks it's fun!
Because budgeting has worked for me, I thought I'd share my process. It's different for everyone since we all have different lifestyles, priorities, and commitments, but this might be a good starting point. I'll divide this topic into a few blog posts.
This is a rough estimate of how I allocated my after-tax income. Notice the 6% spent on shopping - it might be higher or lower for everyone. I'll go into mine in more detail some other time.
